Broker Check

Meet our Team

David McDonald

President, RICP®


Mr. David W. McDonald is an Investment adviser representative working in Trenton Michigan. He has been working in the Insurance and Financial services industry since 1998.

David has established his own RIA practice, MFG Capital Inc. to assist his clients in their financial planning process. The MFG Six Pillar process is a comprehensive approach to financial planning. Financial, Insurance, Tax, Legal, Real Estate, Personal Development are the six areas reviewed. MFG Capital works with local experienced professionals. Tax preparers, Attorneys, Realtors, Health and wellness professionals assisting in their respective fields.

Initial 1 hour meetings with perspective clients are free from charge or obligation. Hope is not a plan, be the architect of your financial future with the team at MFG Capital "MFG Capital Six Pillar Process".

Terry Martin

Sr. Research and Investment Analyst


After working with MFG Capital for the last three years as a consultant, Terry accepted the position of Sr. Research and Investment Analyst with MFG Capital and is looking forward to spearheading the firms’ efforts in:

  • investment research development
  • growing client service opportunities
  • compliance
  • expansion efforts and long term growth opportunities

Terry is a Western New York native. He grew up on a dairy farm and quickly learned the value of both working hard and working smart. After several years in the Military, Terry attended Northwestern University in Evanston, Illinois where he graduated with honors.

Terry brings a wealth of experience to MFG Capital.

  • He has been in the Financial Services business for over 45 years with a knowledge base which includes Banking, Consumer Finance, Bank Consulting, Sales, Marketing, Operations and Executive Management.
  • His background includes positions with Banks, Insurance Companies, Broker Dealers, Direct Marketing Companies and Registered Investment Advisors.
  • Terry and David worked together at Royal Neighbors of America, the nation’s largest women lead fraternal benefit society ,focused on providing financial planning services to women in transition.
  • He has focused on RIA Consulting, Operations Management and Mergers and Acquisition efforts over the last several years.

Terry lives in Bermuda Dunes, California and enjoys tennis, golf, fishing and spoiling his six grandkids!

Patricia McDonald

Client Relations Management & Business Processor



Owner of McDonald Financial Group- 1861 S. Trenton Dr. Trenton MI 48183

Offering Annuities, Life Insurance, Medicare Supplement Options and Tax Planning Strategies. Life and health Insurance licensed with over 20 years of experience working with families to help protect them against unforeseen and potentially devastating financial losses that can occur due to the loss of a family member. For higher net worth clients there are a suite of products to help with Estate and Tax planning. We help guide clients through the Medicare process from "aging in" at 65 to the maze of Medicare Supplement Options. We work with clients to see if an Annuity Product is the right fit for their Financial Plan. Additionally, I have 15 years of tax experience preparing and owning a tax office, helping clients with tax planning strategies. 

I am the Client Relations Manger and Business Processor for MFG Capital Inc. a RIA Investment firm my partner and husband of 25 years David W. McDonald owns and operates. 

I am a lifelong resident of the downriver community, raising our 4 children in Trenton.

I love my job because I  believe we are making a difference in our clients lives, by planning and finding the right solutions for their family and situation which helps give them peace of mind. There are no guarantees in life all we can do is prepare. It is important now more than ever in this complicated and fast paced world to work with a professional to help guide and plan for the future.

Michelle McClain

Executive Adminstrative Assistant



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